Caramel Apple Pudding Dessert

Instructions

1. Step 1

   Combine wafer crumbs and butter; press onto bottom of 13x9-inch pan. Beat cream cheese, sugar and 1/4 cup milk in medium bowl with mixer until blended. Stir in 1 cup COOL WHIP; spread over crust.

2. Step 2

   Beat pudding mixes and remaining milk in separate medium bowl with whisk 2 min. Stir in 1/4 cup caramel topping; spoon over cream cheese layer. Cover with remaining COOL WHIP.

3. Step 3

   Refrigerate 5 hours or until firm.

4. Step 4

   Chop apples; sprinkle over dessert just before serving. Top with nuts and remaining caramel topping.